Our Process
Client Portal


Get to Know Your Retirement
Planning Partners

Enjoy the life you’ve worked hard to build, without worrying
about what comes next.

Why Work With Clearview?

At Clearview, you won’t find rushed conversations or automated advice. Just honest guidance backed by decades of industry experience and dedication to your success.

We integrate tax preparation, planning, and wealth management under one roof, giving you proactive advice and hands-on support year-round. The result is a well-organized plan that helps you spend comfortably, minimize taxes, and make meaningful choices with your wealth.

But why work with us? We intentionally serve a limited number of clients, which enables us to offer meaningful, individualized attention. Each relationship is rooted in trust, and that can only stem from a place of authenticity and connection.

Meet The Clearview Team

Mark Young

CPA, CFP®

Michael Young

CPA, CFP®

Mark Young believes that wealth management is about more than just numbers—it’s about sleeping better at night. As the founder of Clearview Financial, Mark utilizes his dual expertise as a CPA and CFP® to strip away the complexity of financial planning, providing his clients with a clear, tax-efficient roadmap toward their goals.

With a career spanning over 40 years, Mark has navigated every type of market cycle. This depth of experience allows him to offer a seasoned perspective that is rare in today’s fast-paced world, ensuring that every strategy is stress-tested for long-term success. His philosophy is simple: put the client’s interest above all else and focus on the “peace of mind” that comes from careful planning and rigorous review.

A lifelong San Diegan, Mark is an alumnus of San Diego State University (’83) and Torrey Pines High School (’78). He and his wife are the proud parents of three adult children. When he is not in the office helping clients achieve financial freedom, Mark stays active on the pickleball courts, hiking local trails, or traveling the world with his family.

Michael has been a vital part of Clearview Financial since 2018. When it comes to financial and tax planning, Michael’s holistic approach helps our clients feel confident and secure in their financial decisions. By integrating deep tax expertise with comprehensive wealth management, he ensures that every aspect of a client’s financial life is working in harmony.

Michael received his Bachelor’s degree from Gonzaga University (Go Zags!). He then went on to earn his CFP® certification, which included two years of intensive coursework at the College of Financial Planning and passing the rigorous CFP® Board Certification Exam. To further deepen his technical expertise, Michael earned a Master of Science in Accounting from Sacramento State University and successfully obtained his CPA designation. This dual perspective allows Michael to provide a sophisticated level of tax-integrated financial planning.

Outside of the office, Michael resides in Encinitas, where you can often find him walking the beach with his wife and their dog.

Why Fee-Only Matters

Independent advice, aligned with your best interests

When you work with a fee-only fiduciary, you get advice built entirely around your best
interest—not commissions, product sales, or outside incentives.

Our compensation comes solely from our clients, which means our focus stays where it
belongs: Helping you achieve the outcomes that matter most to you and your family. It’s a transparent, straightforward approach designed to build trust from the start.

Read Our Case Studies

Nearing retirement? Already in it? See how we can help others
feel more confident at every step of their retirement journey.

Let’s Talk About Your Next Chapter

Tell us about your biggest goals and challenges, and we’ll discuss our
team’s approach to building your custom plan for retirement.

Start the Conversation